MidFirst Bank introduces Online Banking Services for UCO Students with 24/7 Account Access (2024)

MidFirst Bank's Personal Online Bankingplatform offers several options that allow you to bank from anywhere at your convenience — 24 hours a day, seven days a week. From viewing your account transaction activity to paying bills, MidFirst Bank offers a full range of online banking functionality.

Personal Online Banking

Bill Pay

eStatements

Account Alerts

Personal Online Banking

With MidFirst Bank's Personal Online Banking, you can manage your accounts online with secure technology and a variety of services available.

Benefits

  • Free service if you are a MidFirst Bank account holder
  • View detailed real-time account information
  • Search your transaction history
  • View and print eStatements, including check images
  • Send secure emails to MidFirst Bank
  • Initiate stop payments on paper checks
  • Make transfers between your MidFirst accounts and accounts at outside financial institutions
  • Receive email or text messages regarding the status of your accounts
  • Download account information into Quicken®

View an online demo of Personal Online Banking

Monthly Fees

Free service if you are a MidFirst Bank account holder

Online and Mobile Banking Customer Agreement

Bill Pay

Paying bills is simple and convenient with Bill Pay. When you are enrolled in Personal Online Banking, upgrading to Bill Pay is fast and you will enjoy MidFirst Bank's Bill Pay guarantee.*

Benefits

  • MidFirst Bank guarantees your online bill payments will be on time, or we will cover any late fees associated with any bill paid using Bill Pay*
  • Pay bills from more than one account
  • Receive eBills, an online version of your bills*
  • Custom reporting available
  • Quick and easy payee setup
  • Alert notifications for your scheduled and processed bill payments
  • Payment reminders to help you avoid late fees
  • Expedited Payments*

Monthly Fees

As a Broncho Checking customer, there are no monthly or per item charges for using Bill Pay, and the number of bills you pay with Bill Pay is unlimited.

Bill Pay Guarantee

Electronic payments are guaranteed to be received within three business days, and paper check payments are guaranteed to be received within six business days, or MidFirst Bank will refund any late fees associated with your online bill payment.*

eBills

As part of your Bill Pay service, you can receive online versions of some bills. When you sign up for eBills*, you can:

  • Receive and pay eBills from hundreds of local and national companies such as your phone company, TV, credit cards, or more
  • Get convenient online access to your bills, so you do not have to keep track of paper bills
  • Receive email alerts when eBills are received, before they are due, and when your payments are sent

Enrollment Instructions

Enrolling in Bill Pay is fast and easy. Log in to online banking and choose the "Pay and Transfer" button from the top navigation bar. As a new Bill Pay customer, the Bill Pay enrollment instructions will be displayed. Follow the instructions to enroll and receive immediate access to Bill Pay.

Bill Pay Agreement

Disclosures
*Bill Pay Guarantee: Late payment refunds limited to $50. To qualify, you must have submitted payment to the correct address, with the correct account number referenced with the payment request; we must have received your payment request in time to fulfill the above guaranteed time frames; you must have sufficient funds in your bill payment account at the time the payment is scheduled; and we must receive a written request from you for reimbursem*nt of the late payment fee within 30 calendar days of the scheduled payment date (including a copy of the biller's invoice showing the late payment charge). Bill payments limited to U.S. domestic bill payment addresses from commercial billers. Refund requests, along with supporting documentation, should be faxed to 405.840.0862 or mailed to: Personal Online Banking Support, MidFirst Bank, 999 NW Grand Blvd., Suite 600, Oklahoma City, OK 73118-9941. Expedited Payments: Expedited ACH payments are only offered for those active payees that accept this type of payment. Overnight check payments can only be sent to a valid street address in the continental United States. Overnight checks cannot be delivered to APO, FPO or P.O. Boxes. Expedited payment fees apply. eBills: If the payee offers eBills, an eBill link will appear below the biller's information.

eStatements & eNotices

eStatements® and eNotices allow you to receive your statements and notices electronically through Personal Online Banking. Enrollment is simple and will only take you a few minutes.

Benefits

  • Receive your statement and check images quicker
  • Access your statement anytime
  • Download and print at your convenience for up to 48 months
  • Reduce paper usage
  • Allows for more timely account reconciliation
  • Eliminate the need to store paper statement copies
  • Reduce the risk of mail fraud and identity theft

Account Alerts

Sign up for Personal Online BankingAccount Alerts to customize your online banking and account communications, including balance and transaction alerts.

Benefits

  • Reduce the risk of fraud
  • Know when funds are available with check and deposit processing alerts
  • Receive balance alerts when your account falls below or rises above an amount you specify
  • Respond quicker to account events
  • Get alerts for successful or unsuccessful transfers
  • Receive information about your accounts
  • Reduce the need to frequently check your account transactions
MidFirst Bank introduces Online Banking Services for UCO Students with 24/7 Account Access (2024)

FAQs

Does MidFirst Bank offer a student checking account? ›

Perfect for a student's first checking account, Student Checking is for people up to the age of 24 and features no monthly service charge. Those 17 years old and younger may open this account jointly with a parent or guardian. Call 888. MIDFIRST (888.643.

Does MidFirst Bank offer online banking? ›

Bank from your home, office or anywhere in the world with MidFirst Bank's free online and mobile banking services – available 24 hours a day, seven days a week. * All you need is a smartphone or mobile device to access Bill Pay, eStatements, Mobile Deposit*, Zelle®, view your account balances and transfer funds.

What is the cut off time for mobile deposits at MidFirst Bank? ›

Deposits may be made with MidFirst Bank Mobile Deposit at any time. If your deposit is approved by MidFirst before our Monday–Friday cutoff time at 8 p.m. Central time, your deposit will post to your account the next business day.

How does Zelle work with MidFirst Bank? ›

Choose the amount to send.

Enter the amount you want to send. If your recipient is already enrolled with Zelle, the money will go directly to their bank account. If they are not enrolled yet, they will get a notification explaining how to receive the money.

What type of bank is best for a student? ›

Best student checking accounts compared
Checking accountBest forMinimum deposit for new accounts
Chase College CheckingSMBanking in person$0
Axos Rewards CheckingFree ATMs nationwide$0
Chime®CheckingLow fees$0
Discover® Cash Back Debit AccountNo minimum account balance$0
3 more rows
Jul 5, 2024

Why do banks offer student accounts? ›

Opening a student bank account when you go to university isn't necessary, but it can be worthwhile. Student bank accounts are designed to help students manage their money while they study, so they often come with perks such as discount schemes and 0% interest rates on overdrafts.

What states is MidFirst Bank in? ›

About MidFirst Bank

MidFirst Bank has locations in Arizona, California, Colorado, Nevada, Oklahoma, Texas and Utah. MidFirst Bank serves California through 1st Century Bank, a division of MidFirst Bank.

What do I need to open a bank account at MidFirst Bank? ›

No minimum opening deposit required when opening at one of our MidFirst Bank locations. The following minimum opening deposits are required for accounts available to open online: Student Savings, Sooner Savings, Broncho Savings and Cowboy Savings -- $25; all other listed Savings and Money Market Accounts--$100.

Which bank is best for online banking? ›

  • Featured Partner.
  • What are the best digital bank accounts?
  • Starling Bank Personal Current Account.
  • Chase Current Account.
  • Revolut.
  • Kroo Current Account.
  • Revolut Business.
  • Monzo Current Account.
Jul 2, 2024

What is the limit of transactions in MidFirst bank? ›

Yes. There is a daily limit of $7,500 and a monthly limit of $15,000. For details please review the MidFirst Bank Mobile App terms and conditions.

Does MidFirst Bank do wire transfers? ›

Transfer funds between financial institutions quickly and conveniently. Your company may initiate wire transfers in multiple ways — in person, via facsimile or online for a reduced cost.

How long does it take to deposit a check MidFirst? ›

Approved deposits made on a business day before 8 p.m. Central time will be reflected the next business day, subject to MidFirst's Funds Availability Policy. Deposits made after 8 p.m. Central time will post the following business day.

What is the CD rate for MidFirst Bank? ›

Oklahoma Relationship CD and IRA Rates
Balance TierMinimum BalanceAPY*
12 Month$1,0004.90%
18 Month$1,0004.60%
24 Month$1,0000.95%
30 Month$5,0000.95%
7 more rows

Is MidFirst Bank FDIC insured? ›

Due to the challenges some banks faced in 2023, the percentage of FDIC-insured deposits has become an increasingly important metric of stability. It's a metric MidFirst has always prioritized, with 83% of deposits being FDIC-insured, reinforcing MidFirst's position as one of the most stable banks in the nation.

How big is MidFirst Bank? ›

MidFirst Bank is the largest privately owned bank in the United States with $36.9 billion in assets. We offer our customers personal, commercial, trust, private banking, wealth management and mortgage products backed by $3.6 billion in capital and reserves, and more than $16 billion in available liquidity.

Which bank is best for a student account? ›

Some of the best savings accounts for students in India are:
  • IndusInd Bank. ...
  • RBL Bank Savings Account. ...
  • HDFC Bank. ...
  • State Bank of India's Pehli Udaan and Pehla Kadam. ...
  • ICICI Students Savings Account. ...
  • Kotak Mahindra Bank's Junior Savings Account. ...
  • Karur Vysya Bank. ...
  • Documents Required.

Which bank offers free student account? ›

Bank of America Advantage SafeBalance Banking® SafeBalance Banking® is a smart choice for students and young adults with no monthly maintenance fee for SafeBalance Banking® accounts with an owner under 25 1 and this account has no overdraft fees.

What is the minimum age for a student bank account? ›

Must be 18 or older to apply online.

You'll need: Your Social Security number. Valid ID (driver's license, state ID, Consular ID) Current residential address.

Which bank is suitable for a student? ›

MegaU - the no monthly fee youth account

With zero monthly fees and loads of monthly value-adds, MegaU is the ideal bank account for under 20s. Want to take it to the next level? No monthly fee, plus free card swipes and Absa ATM cash withdrawals. 100MB free data every month.

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